Compare UAE Mortgage Products
Every major bank, conventional and Islamic, side by side. Sorted by rate so you see the best deal first.
Data verified as of 2026-04-26. Rates subject to change.
Showing 10 products
HSBC
Home Loan - Fixed Rate
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding or AED 10,000
Dubai Islamic Bank
Home Finance - Ijara
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 10,000
Processing Fee
1%
Early settlement: 1% of outstanding
Abu Dhabi Islamic Bank
Home Finance - Declining Musharaka
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 10,000
Processing Fee
1.05%
Early settlement: 1% of outstanding
Standard Chartered
Mortgage - Fixed Rate
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding
Emirates NBD
Fixed Rate Home Loan
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding or AED 10,000 (whichever lower)
Mashreq Bank
Home Loan Fixed
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding or AED 10,000
RAK Bank
Home Loan - Fixed
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 12,000
Processing Fee
1.05%
Early settlement: 3 months profit or AED 10,000
Emirates NBD
Home Finance (Islamic)
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding
First Abu Dhabi Bank
Murabaha Home Finance
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding
First Abu Dhabi Bank
Home Loan - Variable Rate
Max LTV
80% resident
Max Tenure
25 years
Min Salary
AED 15,000
Processing Fee
1%
Early settlement: 1% of outstanding