Rent vs Buy Calculator
Should you keep renting or buy a home? Compare the true cost over time.
AED
AED
15%50%
0%20%
Break-even Point
1 Year
After 1 years, buying becomes cheaper than renting
Monthly Rent
AED 7,000
+5%/year
Monthly Buying Cost
AED 5,113
EMI AED 4,113 + AED 1,000
5-Year Comparison
| Year | Total Rent Paid | Total Buy Cost | Property Value | Net Cost of Owning | Winner |
|---|---|---|---|---|---|
| 1 | AED 84,000 | AED 331,357 | AED 1,050,000 | AED 81,357 | Buy |
| 2 | AED 172,200 | AED 392,713 | AED 1,102,500 | AED 90,213 | Buy |
| 3 | AED 264,810 | AED 454,070 | AED 1,157,625 | AED 96,445 | Buy |
| 4 | AED 362,051 | AED 515,426 | AED 1,215,506 | AED 99,920 | Buy |
| 5 | AED 464,153 | AED 576,783 | AED 1,276,282 | AED 100,501 | Buy |